To access Fannie Mae educational material about modifications, refinance, short sales and other options please go to the following  http://knowyouroptions.com.

Other important web sites:

www.hud.gov
www.banking.state.ny.us
www.financialstability.gov
www.nw.org
www.fanniemae.com
www.freddiemac.com
www.fairisaac.com
www.aba.com
www.bankersonline.com
www.federalreserve.gov
www.knowledgeplex.org
www.mbaa.org/ResearchandForecasts
www.DSNews.com
www.mortgageservicingnews.com
www.bankrate.com
www.nclc.org
www.responsiblelending.org

www.ntic-us.org/
entp.hud.gov/sfnw/public/
www.huduser.org/
www.ccc.unc.edu/
www.trfund.com/resource/policypubs.html
www.acfe.com/
www.ftc.gov/
www.law.cornell.edu/uscode/
www.usdoj.gov/ust/
www.nyamb.org
www.nyhomes.org
www.federalreserve.gov
www.fdic.gov/consumers/questions/index.html
www.occ.treas.gov/customer.htm
www.ncua.gov/ConsumerInformation/
www.ots.treas.gov/pagehtml.cfm?catNumber=35